Things to Know Before Renting an Apartment

cheap electricity in DallasAre you leaving home for the first time and looking for your own apartment? Payless Power, a low-income electric provider, can give you some money-saving tips and things to know before renting an apartment for the first time. One of the easiest ways to save money when renting is to live an energy-efficient lifestyle.

  • Replace any old light bulbs and fixtures with EnergyStar-qualified lights.  They last 6 –10 times longer than standard light bulbs, and also use 75% less energy while providing high-quality light output.
  • If central air conditioning is not provided, invest in an energy-efficient room air conditioner.  Be sure the unit fits securely in the window frame, and insulate/cover the unit during winter months.
  • Is the thermostat in your new home a programmable one?  If not, ask the landlord to replace it; if he balks on this idea, offer to install it yourself.  Programmable thermostats with 4 temperature settings can save over $100 a year from your electric costs!
  • Keep furniture away from air registers so the heated or cooled air can circulate freely. There is no point in warming your dining room hutch or entertainment center!
  • During the winter months, leave the drapes open to let the warm rays of the sun in. Conversely, close the drapes to keep the room cool during the warmer months of the year.

The energy-saving tips listed will help you save some money when renting your own home. Be sure to ask the landlord who is responsible for repairs of the unit, outdoor maintenance of the building, and what the lease terms are. Good luck in your new home, and remember to save energy and keep your electric costs low!

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Do You Know How to Make a Family Budget?

cheap electrictyDo you and your family members stick to a family budget?  Many families struggle with their finances; one basic reason is not even knowing how to make a family budget. The task itself seems difficult and extremely unpleasant.  Putting finances down on paper or the computer might expose the ugly truth – that your hard-earned money is somehow being wasted or extreme cutbacks need to be made. Payless Power, providing cheap electricity in Dallas, can help by giving tips on making a budget your family can adhere to!

  1. Sit down and discuss your goals.  A bigger house, a luxurious vacation, or college tuition savings may seem like impossible dreams at first, but a good budget will help you meet your goals and keep your spending in check.
  2. Get out the paper and all of your monthly bills including rent or mortgage payments, insurance payments, and utility bills.  These are your fixed monthly expenses. Some of these may vary somewhat from month to month, in which case you need to take the average amount spent.  This is also a good time to look at your credit card balances and bank account balances.
  3. Figure out how much money is spent monthly on groceries, entertainment, personal care (hair -cuts, manicures, pedicures, etc.), and any ongoing dental or medical expenses.  Be honest with yourself – how much do you spend daily on coffee, snacks, lunches, or lottery tickets? Do the math and multiply that daily total by 30 for your monthly expenses.
  4. Develop your budget plan by analyzing the credit and debit information you have gathered.  Finance experts have developed several budget plans available online or at the bookstore. Having a structured plan can be very helpful if you struggle with this phase of the game!
  5. Pay off high interest loans and credit cards first.  Homeowners might consider opening a home equity line of credit with just a single payment and much lower interest. The interest may be tax deductible, and you should check with your tax advisor and loan officer before signing on the dotted line.
  6. Anticipate and predict your monthly discretionary expenses, and add an additional amount for any unexpected needs or emergencies.  Set this amount of money aside and pay cash for purchases at the stores you visit.  This might help restrain and discipline yourself to only buy the items you really need.
  7. Pay yourself each month, even if it seems like a small amount. Putting a specific amount from every paycheck into savings is less painful if you set up a direct withdrawal/direct deposit with your employer/bank.
  8. Stick with your new budget for 3 to 6 months, and take time to sit down and reevaluate your plan.  By then, you should be able to see where the money goes and make the necessary adjustments.

Planning a family budget may seem like a daunting task, but it doesn’t have to be. Payless Power, your source of cheap electricity, hopes these simple tips help you on the right path to making your family budget!

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Electricity Safety Tips

electricity safety tips Are your family members aware of the potential dangers involved with electricity?  Payless Power, your low-income electric provider, would like to share some important electricity safety tips you and your children should be aware of. First, remember electricity travels from its original source towards the ground, so it is important that your body is not in the way!

  1. Do not touch electrical outlets, and never stick anything except an electric plug into the outlet.
  2. When unplugging something, always pull by the plug – not the cord.
  3. Don’t overload an outlet by putting in too many plugs.
  4. Keep your eye out for damaged plugs and cords of indoor/outdoor electrical equipment.
  5. Electrical appliances and toys should never be near sources of water, such as the bathtub.
  6. Do not touch any outdoor wires with your hands or another object.  Let your parent know where you found the outdoor electric wire so they can have the hazard taken care by a professional.
  7. Watch out for overhead wires if you are flying a kite or climbing trees. If up on a ladder, be aware of any nearby overhead wires.
  8. Stay away from electric fences normally found on rural farm property.  Never touch one to check if it really works!
  9. When making a kite to fly, it is important to avoid any material that conducts electricity (like copper wire).
  10. Don’t fly any model planes or kites when the sky is stormy and dark.  Lightning could be in the atmosphere that you haven’t even seen yet.

Electricity is a wonderful thing to use for work and play, but it can be dangerous if we don’t follow these basic electricity safety tips that Payless Power has provided for you.

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Finding Cheap Things to do in Houston, TX

cheap thing to do in Houston, TXWill you be visiting Houston, Texas or has your family recently moved to Houston? Payless Power, providing cheap electricity in Houston, has several suggestions for those seeking fun and cheap things to do in Houston. Houston residents and visitors are very fortunate to have free/inexpensive outdoor, cultural, and memorable attractions to explore and enjoy!

  • Discovery Green is downtown Houston’s new 12-acre park. You can listen to live musicians play in the amphitheater, ice skate in the winter months, or relax and enjoy some people-watching. On Sundays, the Green Market is open for business selling fresh produce from local farmers. The park also has children’s playgrounds, a model boat pond, and other interactive water activities for kids to explore.
  • Hermann Park boasts 445+ acres of land and is one of the most well-loved attractions in the Houston area.  The Miller Outdoor Theatre is located within the park and has free classical music, dance, acrobatic entertainment, and kids’ productions from March to November. A family can bring their own picnic while they lounge on a blanket and take in the show.
  • Sam Houston Boat Tour is a 90-minute tour of the Houston port and harbor. The captain or co-captain entertains the passengers by telling the history of the seaport. Ocean freighters and barges make their way through the channel, navigating its narrow and long (50 miles) waterway.
  • Houston Arboretum and Nature Center is a great place for families to explore. This 155-acre park is a nature sanctuary focusing on protecting native plants and animals. Admission is free and leashed dogs are welcome to come along with you!
  • The Water Wall is a horseshoe-shaped fountain that is 64’ tall. Located at 2800 Post Oak Blvd., the Water Wall is a great place to rest, get exercise, or play some Frisbee. Its three acres have over 180 oak trees to shade you from the hot Houston sun!
  • Several museums in the city are also free or inexpensive, including:
    • The ArtCar Museum (a.k.a. the Garage Mahal) is interesting and unusual with its artistically-designed and altered vehicles. It is open Wed – Sun with free admission.
    • The Buffalo Soldiers National Museum is known for its comprehensive display of African-American military history. It is open Mondays with free admission, and Tues – Sat for a $2.00 admission cost.
    • Contemporary Arts Museum prides itself on showing new works from artists worldwide, and offers special art programs and lectures. The gift shop is very popular for its unique gifts and books.
    • The Holocaust Museum Houston has a permanent exhibit called Bearing Witness: A Community Remembers. Included in the exhibit are local Holocaust survivors’ horrific stories; the museum educates young generations on the danger involved with prejudice and hatred.

As you can see, there are a number of cheap and enjoyable things to do in Houston.  The list provided here by Payless Power, your retail electric provider, is only the iceberg’s tip of a huge number of family activities you can check into.

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Valentine’s Day on a Budget

Wondering how to spend Valentine's Day...on a budget?

Wondering how to spend Valentine's Day...on a budget?

Are you thinking about finding some fun and romantic things to do to enjoy your Valentine’s Day on a budget?  Whether it is a romantic soiree for you and your lover or a family fun activity, we at Payless Power, your retail electric provider, have some ideas for you to look into to enjoy the holiday without breaking the bank!

  • Why not ask Grandma or a close friend to watch the kids and plan a romantic evening at home?  Include a favorite wine, dinner and dessert, and light the candles, turn the lights down low and put on some soft music in the background. He or she will appreciate all your efforts, especially if it is a surprise!
  • Create a scavenger hunt in Dallas for your sweetheart to figure out.  Try to include all your “special” places, like the place where you met, where you had your first date, etc. Set all your clues at the various locations, ending back at your place!
  • Check out the local hotels’ websites or call them directly and ask if they are offering any special packages or promotions for Valentine’s Day.  Surprise your significant other with a getaway weekend right in your own home town!
  • Go to the library or the nearest Redbox and pick out movies that are especially romantic or involve Valentine’s Day specifically, like Sleepless in Seattle or Valentine’s Day.  If the party includes the kids, let them watch something like Beauty and the Beast or Aladdin before going to bed;  then it is your turn to snuggle and watch your movie!
  • Enjoy a quiet evening at home with special treats you can make ahead of time, such as chocolate-covered popcorn or pretzels, chocolate-dipped strawberries and heart-shaped sugar cookies or cupcakes.  Have  champagne or ginger ale with a splash of cranberry juice in special wine glasses or flutes to drink while watching a movie or listening to music!
  • Children enjoy doing arts and crafts at home.  Buy some red and pink construction paper, paper doilies and glue and help them make their own special Valentine’s cards and decorations.  If your time and budget allows, make several Valentine’s cards and take your kids to the local nursing home or the children’s ward at the local hospital and let them distribute the cards to the patients.  It is a good idea to call the facility first to make sure they okay this idea.
  • Another fun craft project for kids is to make Salt Dough hearts and alphabet letters.  All you need is flour, salt, water, a mixing bowl, a small pot and either wax paper or aluminum foil. The recipe for this variation of play dough [DD1] is easy to find online along with suggestions for decorating their works of art with various embellishments or paint.

Hopefully these suggestions for couples or amilies will get you started as you plan your Valentine’s Day on a budget and without spending a fortune.  At Payless Power, your retail electric provider, we understand how difficult it can be to plan creative holiday activities while staying within your budget!

Payless Power is a family-owned business, a quality that allows us to meet the needs of our customers with unprecedented success. Despite our customer’s credit history or income level, we strive to keep everyone connected with our prepaid electricity plans. Our flexible payment schedules give you more options than traditional electrical companies, who demand payments or shut off your power. To find a plan that is better suited to your lifestyle and budget, call us to set up your account today! For more information about Payless Power, find us on Facebook, Twitter and LinkedIn. Also, read our blog for the latest updates.

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The Challenge: Finding Cheap Things to do in Dallas

What are some cheap things to do in Dallas?

What are some cheap things to do in Dallas?

In the current economic climate it can be a challenge for young families who are trying to stay within their budget find cheap things to do in Dallas. As your retail electric provider, Payless Power has several suggestions for you to explore in your free time. Here are some fun and cheap or free activities for you and your family to check out!

  • White Rock Lake – You can park your car and walk, run or bicycle the trails or you can drive around and admire the beautiful communities and homes in the area.  Bring a picnic lunch to stop and eat and feed the ducks too!
  • Trinity River Audobon Center (TRAC) – Enjoy some of the outdoor nature activities that this huge 6,000 acre forest offers.  Perhaps pick up a bird and a tree reference guide at the library on the way there and have fun trying to identify the various types of trees and species of birds you observe in the park.  Don’t miss the innovative discovery center!  The entry fee is less than $10.00 and the third Thursday of every month is FREE!  Nature classes are also offered at minimal cost if you are interested.
  • Hop aboard the M-Line’s Trolleys for a free tour to the uptown neighborhood in Dallas. Let the conductor do the work while you sit back and relax and take in the sights. Although the cost is free, donations are accepted in the fare boxes.
  • Check out late nights at the Dallas Museum of Art. Head to the museum on the 3rd Friday night of each month to explore and indulge your creative side. The night offers fun activities for the kids and adults to enjoy.
  • The Farmer’s Market is a great way to spend a morning. This public market is one of the largest farmer’s markets in the country. Many of the vendors offer free samples for you to try. Keep in mind that what you purchase is grown locally and supports our farming community’s economy.
  • Public Art walk Dallas is a 3.3 mile walk that boasts thirty pieces of art, sculptures, and architecture. The free maps are available online for you to print and take with you when you go on your walk throughout downtown Dallas.
  • It may sound too good to be true, however there are several restaurants in the area offering free or half price meals. A few places to check out include:
    • Villa O on Monday nights you can enjoy a 2 course Mediterranean or Italian Dinner for free!
    • Trece also on Monday try the free 2 course Tex-Mex dinner
    • Frankies offers free pizza on Tuesday with the purchase of a beverage. You get whatever type of pizza they made that day, no special orders are included in this offer.
    • Free sushi is available from 5:30-7 at Steel on Wednesday if you purchase drinks; the best part is the drinks are discounted because it’s Happy Hour!

As you can see there are a number of cheap things to do in Dallas. Payless Power, your retail electric provider, understands the challenge of enjoying life while you are on a budget. We hope these suggestions help you do just that!

Payless Power is a family-owned business, a quality that allows us to meet the needs of our customers with unprecedented success. Despite our customer’s credit history or income level, we strive to keep everyone connected with our prepaid electricity plans. Our flexible payment schedules give you more options than traditional electrical companies, who demand payments or shut off your power. To find a plan that is better suited to your lifestyle and budget, call us to set up your account today! For more information about Payless Power, find us on Facebook, Twitter and LinkedIn. Also, read our blog for the latest updates.

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Energy Efficiency, Dallas: Myths and Truth about Conserving Energy!

Energy Efficiency Dallas!

Energy Efficiency, Dallas!

There are many ideas and opinions about conserving energy that simply aren’t true. As your retail electric provider, Payless Power would like to dispel some of the myths and truths for our customers who are concerned about energy efficiency in Dallas. Also, due to changes in product and service technology, many of the original ideas about saving energy have changed throughout the past decades. Here are some myths that we can clarify for you.

  • Can it really make a difference if we conserve energy? While it is true that one household or business may not make a big difference, if we add up all the households and businesses and total their energy usage over time, it obviously does make a big difference in the big picture of energy conservation in the Dallas area.
  • Should we turn our lights on and off when we leave or enter a room? Years ago this was true, but with today’s electrical metering it does not make a difference. The short spike of energy when a light is turned on is so minimal that it does not really affect the amount of energy you are using. Consequently, it does not increase the cost of your electricity!
  • If we set our thermostats extremely low or high, will we be cooler or hotter sooner? This myth is not true, thanks to modern heating and air conditioning units. What we all should do is set our thermostats at the desired temperatures and leave them alone! There is no advantage to setting it at extreme highs or lows!
  • Does it shorten the life of a light bulb or even a computer when it is turned on and off? The answer to this one is NO! The life of your light bulb is based on the length of time or hours it is used, so turning it off actually extends its life. As for your computer, the answer is the same. Simply turn it off at the end of the day. Chances are that the computer will be obsolete before its actual life is over anyway!
  • If we do choose to be energy conscientious, won’t it inevitably mean we will be cold in the winter months and hot in summer months? We will never be comfortable! The truth is that energy waste is the main problem. An old furnace or air conditioning unit, or lack of insulation, should be of more concern. If we can ignore outdated energy-saving practices and optimize our usage of energy, we can be comfortable at home or at work!

As you can see, there are many outdated myths regarding energy conservation and efficiency. Payless Power, your retail electric provider, wants to keep our customers up to date on current energy-saving practices. Hopefully by dispelling some old myths and exposing the truths of energy conservation we can help you keep your energy costs down and be comfortable at home and at work. As individuals we can make a difference in the big picture of energy efficiency in Dallas!

Payless Power is a family-owned business, a quality that allows us to meet the needs of our customers with unprecedented success. Despite our customer’s credit history or income level, we strive to keep everyone connected with our prepaid electricity plans. Our flexible payment schedules give you more options than traditional electrical companies, who demand payments or shut off your power. To find a plan that is better suited to your lifestyle and budget, call us to set up your account today! For more information about Payless Power, find us on Facebook, Twitter and LinkedIn. Also, read our blog for the latest updates.

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10 Ways to Save Money on Groceries

On a Budget? Try these ways to save on groceries!

On a budget? Try these ways to save money on groceries!

Having trouble staying within your household budget?  We here at Payless Power, your retail electric provider, want to help you reduce the money you spend on groceries each week with a few ways to save money on groceries.

  1. First, decide on a weekly grocery budget and do your best to stick with it.  As you shop, try to keep a running total in your head as you put each item in your cart.  If you have budgeted for $50, for example, this will help you keep from tossing those tempting treats in the cart.
  2. Coupons can be found in the Sunday newspaper, in the mail, and online.  Focus on clipping the coupons that are for items you regularly purchase and need.  In other words, if you get carried away and cut the coupons for more frivolous items that you don’t really need and purchase them just because you have a coupon, you really aren’t saving money in the end.
  3. You probably receive weekly grocery store flyers in the mail. Comparison shop before you go to the store, and plan your shopping trip before leaving home.
  4. Make your grocery list specific.  It helps to write down the item you need, the sale price advertised and put a C next to it as a reminder that you have a coupon for the item.
  5. Stores often offer BOGO, or Buy One Get One Free items. This can be a great savings, but be sure to the check the price for one.  Some stores actually raise the price of the item, so you really aren’t getting that great of a bargain!
  6. Use Internet coupon sites and the grocery store coupons found online. These coupons are often more money off ($1.00 off vs. 50 cents) and also have extended expiration dates.
  7. Some people find that they save money by doing their grocery shopping online. Check for free shipping opportunities and special offers.  By not stepping foot in the store you can’t be tempted to purchase those attractive, but expensive items you don’t need!
  8. Before going to the store, check your fridge, freezer and cupboards.  This will help you avoid buying things you already have. You know; those items that get pushed to the back of the cupboard or fridge! Who hasn’t bought condiments or staples only to find unopened ones at home when you unpack your groceries?
  9. Try to plan your weekly dinner menus if your family members’ schedules permit you to sit down together for dinner.  If not, plan meals that can be reheated easily and that freeze well.  We all have a tendency to waste food and throw away leftovers! This will help you avoid stopping for convenience items and meals that are far more costly.
  10. Most grocery stores carry their own brand of groceries or generic labels. These are usually just as good as the name brands that spend a lot of money on advertising and packaging.  There is often a huge price difference between the two, so why not try them?

With so many ways to save money on groceries, it is not difficult at all to save more than a few bucks here and there.  It does take some planning time, but the effort is well worth it. Payless Power, your retail electric provider, understands how challenging it can be for young families stay within a budget and we hope these money saving tips are helpful!

Payless Power is a family-owned business, a quality that allows us to meet the needs of our customers with unprecedented success. Despite our customer’s credit history or income level, we strive to keep everyone connected with our prepaid electricity plans. Our flexible payment schedules give you more options than traditional electrical companies, who demand payments or shut off your power. To find a plan that is better suited to your lifestyle and budget, call us to set up your account today! For more information about Payless Power, find us on Facebook, Twitter and LinkedIn. Also, read our blog for the latest updates.

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We Wish You Energy Efficient Holidays!

energy efficient holidays

Happy Energy Efficient Holidays!

Payless Power, your retail electric provider, wants to make sure that you save on your electric bill. This season is a time of reflection, and for many this means thinking about how to have energy efficient holidays. It is not hard to do, with a little bit of consideration, and small acts can make a big difference. Here are a few guidelines for making your holiday merry, bright, and eco-conscious.

  • Do not preheat your oven for turkey and ham. These meats cook for hours, so preheating is not necessary, and wastes energy. It is a good idea to cook other items while your holiday meat is baking, because having a full oven saves energy.
  • Resist the urge to peek. Well, at least refrain from opening the door to do it! Turning on the oven light and looking through the glass can save energy, because opening the door can cost as much as twenty-five degrees.
  • Turn the heat off early, when cooking. In an electric oven, or on an electric range, heat is retained even after the power is off. By turning off the burners or oven when the food is almost, but not quite, done will save energy.
  • Keep the refrigerator full, and closed. Frequent opening and closing of the refrigerator door allows the cold air to escape, and it is more efficient to leave it open until you have taken out everything you need. A full refrigerator stays colder, as does a full freezer.
  • Use energy-saving bulbs to light your holidays. Conventional lights use ninety percent more energy than LED lights. Making the switch is easier than ever, since retailers will often accept your old lights for recycling when you buy LED lights.
  • Turn down the thermostat. All those people in your house will raise the temperature naturally, without overworking your heater. Every degree lower equals about two percent of savings, so even when you do not have company, put on a sweater and go easy on the heat.
  • Enjoy the outdoors with a cozy fire. Why not turn off the lights and energy draining appliances for a while and head outside? You can build a bonfire, or make a fire in your firepot, to cook some open fire food or roast marshmallows. This is an activity low on energy consumption and high on fun!

It is not hard to have energy efficient holidays when you give it a little bit of thought. For ideas on turning your exterior into a winter wonderland, visit Payless Power for more information about saving money and conserving energy. In addition, you can join the online community by liking them on Facebook and following them on Twitter.

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Payless Power’s Holiday Safety Tips

Holiday Safety Tips: Keep Your Family Safe!

Holiday Safety Tips: Keep Your Family Safe!

The holidays are rapidly approaching, but before you begin your decorating, it is important to know some holiday safety tips.  Just by taking a few extra precautions, you can rest easier knowing that you have taken steps to protect your family from potential hazards. Payless Power, you retail electric provider, wishes you a safe and happy holiday season!

Christmas Tree Safety

The National Fire Protection Association (NFPA) reported that between 2003 and 2008, 260 home fires began with Christmas trees in the United States.  In 19% of these fires, a heat source, such as a fireplace, radiator, or other heating device was located too close to the tree, causing the tree to catch fire.  One important holiday safety tip is to place your tree at least 3 feet away from any heat source.  Only use lights approved by an independent testing laboratory.  Never use candles to decorate a Christmas tree.  When you leave home or go to bed, make sure to turn off Christmas tree lights.  If you are using an artificial tree, check the manufacturer’s recommendation before adding lights.  Lights should not be placed on trees made of metal as a faulty connection can charge the tree and a person touching the tree can be electrocuted.  If you use a real tree, water the tree daily to prevent drying, as dry trees will burn more quickly than moist trees.

Light Safety

Before hanging Christmas lights, test them to be sure all bulbs work and there are no loose connections or frayed wires.  Only use lights approved for outdoor use when decorating outside.  Read the manufacturers recommendations regarding the number of strings of lights that can be connected, and do not plug too many lights into one socket or surge protector.  One holiday safety tip is to purchase timers for your lights so they will turn off at a set time each night.  This will also keep your electric bill down during the holiday season.

Holiday Decorating

One important holiday safety tip is to choose only decorations that are flame resistant, especially those placed on or near a tree.  Place candles in well-ventilated areas and are not close to any combustible materials.  Use non-flammable candleholders and place in a secure location to avoid the chance of knocking them over.  Keep wrapping papers, bags and ribbons away from fireplaces.  Never burn wrapping paper in a fireplace as a flash fire can occur.

By following these simple holiday safety tips, you can rest more comfortably knowing you have taken steps to protect your family and loved ones.  Learn more about holiday safety tips through your retail electric provider.

Happy Holidays from our family to yours!

Payless Power is a family-owned business, a quality that allows us to meet the needs of our customers with unprecedented success. Despite our customer’s credit history or income level, we strive to keep everyone connected with our prepaid electricity plans. Our flexible payment schedules give you more options than traditional electrical companies, who demand payments or shut off your power. To find a plan that is better suited to your lifestyle and budget, call us to set up your account today! For more information about Payless Power, find us on Facebook, Twitter and LinkedIn. Also, read our blog for the latest updates.

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